How It Operates
The Payoff Loan gives you the ability to lessen numerous high-interest payments into one low-rate payment per month.
An Easy Application Process
Look at your price in less than three minutes.
Always Check Your Price
There aren’t any application charges or commitments, plus it will not influence your credit rating.
Select Your Terms
Choose the offer that actually works perfect for you and complete the job. See our prices and terms.
Confirm Your Information
Review your terms, confirm your information and eSign your loan documents. Discover what you ought to get authorized.
Get Your Funds
Your funds to cover down your bank card balances would be electronically deposited into the account.
The way the Payoff Loan Comes Even Close To Bank Cards
| The Payoff Loan | Charge Cards |
|---|---|
| Dedicated To Getting You Away From Debt | |
| Fixed Monthly Obligations | |
| No Later Payment Fees | |
| Designed to Help Increase Your FICO Rating * |
5 / 5 Stars on Lending Tree
4.7 / 5 Stars on Credit Karma
Advantages of a Payoff Loan
A Lot Better Than Credit
Reduced prices than credit cards that are most and customizable loan terms.
Quick and easy
An individual, fixed, and affordable payment that is monthly simplify your daily life.
Credit Increase
Settling your charge cards might help raise your credit score by 40+ points. *
Private Provider
Communicate with the friendly and people that are helpful our Costa Mesa, CA workplace.
Fast Application
All it will take is really a minutes that are few check always your rate online.
Dedicated to Bank Cards
Our loans are created specifically that will help you expel credit card debt that is high-interest.
Typical Issues About The Payoff Loan. What’s the Payoff Loan?
The Payoff Loan is a personal bank loan between $5,000 and $35,000 made to expel or reduce your charge card balances. The Payoff Loan is designed to enable you to take close control of one’s funds and spend your bank cards down faster. This is certainly permitted by consolidating your high-interest card balances into one payment per month at a fixed price and term.
Will checking my rate for the Payoff Loan affect my credit?
Checking your Payoff Loan price will maybe perhaps perhaps not harm your credit. Appropriate before you finalize your Payoff Loan, we run a tough inquiry, that may affect your credit. But news that is good our people see the average FICO Score enhance of 40 points *.
What’s the approval requirements for the Payoff Loan?
We are clear about our approval requirements, and now we encourage one to review the approval that is main right here before you distribute the job.
Willing to Get Going?
Always check your price in as low as three minutes.
Checking your rate will not hurt your credit rating.
Find Out More About
* predicated on a report of Payoff people between February 2019 and August 2019. Payoff users, whom paid down at the very least $5,000 in bank card balances, saw a normal escalation in their FICO ® rating of 40 points within four months of receiving the Payoff ® Loan. Specific outcomes can vary greatly.
3200 Park Center Drive, Ste. 800Costa Mesa, CA 92626
Bank Cards
Happy Cash
Payoff works with Lending Partners whom originate loans. Specific borrowers should be at the least 18 years old and now have a legitimate social safety quantity and a valid bank account. All loans are susceptible to credit approval and review. Your actual price is dependent upon credit rating, loan amount, loan term, credit use, credit score, and state of residence. Presently loans aren’t available in: MA, MS, NE, NV, and WV. Our mailing address is: Payoff, Inc., 3200 Park Center Drive, STE 800, Costa Mesa, CA 92626.
Payoff offers fixed prices between 5.99% APR and 24.99% APR for loan quantities from $5,000 to $35,000. Minimal price for loan quantities above $15,000 is 6.99% APR. Minimal loan quantity and APR can vary in a few states. Please see our prices and Terms web page for particular details.