Free app for Android Os
- Fast
- Easy
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- Anytime, anywhere
- No application charges
- No security
- No guarantors
- No wahala!
About Us
Fido cash Lending Limited (FIDO) is an institution that is financial in Accra, Ghana and certified by Bank of Ghana. FIDO provides without headaches short-term loans, called FIDO Loans. Our clients can put on for the FIDO Loan straight from their particular device that is mobile in FIDO’s branch and get a credit choice within a few minutes. The mortgage can be acquired to salaried, contracted and self-employed specialists. Only a one-time verification of ID and mobile cash account is essential before disbursement associated with the cash. No security or guarantors are expected.
Faq’s
Is FIDO authorized to present loans in Ghana? Yes. FIDO is certified by the lender of Ghana to produce loans. Which are the costs to make use of Fido? There are not any UPFRONT FEES for making use of the FIDO mobile application or obtaining a FIDO Loan. A processing is charged by us cost which is disclosed into the client ahead of accepting that loan, and are also paid just once you ensure you get your cash, if your loan arrives for payment. Exactly what can i personally use the FIDO Loan for? Clients may use the profits for just about any function, aside from unlawful task. Do you know the eligibility demands? To be eligible for a FIDO Loan, you want A id that is valid and cash or Bank Account. <ul>
You really must be a resident in Ghana over 18 years old. Just how much could be the interest? The attention prices for brand new clients begin at 14per cent for 30 days, the attention quantity is exhibited into the software before you apply. Coming back clients having a beneficial reputation for having to pay your loans with Fido on time improve interest on future loans, the cheapest rate of interest is 8% for 1 month. Just how long does it decide to try accept my demand? A credit decision will be shown on the screen within one minute after submission.
FIDO application evaluates each loan reserve and application the proper to reject some applications. Your choice may not be reversed therefore we can just only suggest one to use once more after 14 days. My demand had been authorized. Just What do i must do next? Please read carefully the instructions exhibited when you look at the application once the loan was authorized. The guidelines will either let you know to accept the mortgage contract in the software to accomplish the method, or search well for a branch for processing. Please see the Contact section for opening hours and instructions to the branch. Where when will my FIDO Loan be compensated? The loan is paid out instantly for MTN /Tigo Cash and 1 business day for all other methods after fully completing the process. We will alert you by SMS of this transfer. Just How can I repay the FIDO Loan? As soon as the loan becomes due, you’re going to have to move the cash from your own wallet after procedure below. To pay for with money, you can travel to any Zenith bank branch and deposit to FIDO’s account. Make every effort to always utilize your Client ID for re re payment.
| Money – Zenith bank | Tigo Money | MTN Cellphone Money | Airtel Cash |
| (must certanly be from very very own wallet) Dial: *170# Select: spend Bill choose: General Payment Enter Payment Code: Fido Enter Amount: Enter Reference: ********* Enter Pin Code: _ _ _ _ |
Dial: *500# choose: purchase Goods Select: Other Enter Merchant title: FIDO Enter Amount: ______ Enter Reference: ********* Enter Pin Code: _ _ _ _ |
What may happen if i can not repay the FIDO Loan on-time? Please call us with any presssing problems pertaining to the payment of your FIDO Loan. Clients may be charged penalties that are additional belated repayments. Fido reserves the ability to simply just take any appropriate action to recover outstanding debts and report delinquent borrowers to your appropriate agencies and/or authorities. What’s the min/max loan quantity? Very first time borrowers meet the criteria for no more than 200 GHC to be compensated within 10 to 33 days. The mortgage term should be chosen within the software whenever using.
Spending your loan on time could possibly get you an increased quantity and paid off interest as the ladder is climbed by you as much as at the most 1000 GHS.