Loan providers frequently enable you to get prequalified for a personal loan before doing a complete application. Search for language like “check your price” or “see your offer,” which signals the prequalification procedure for a poor credit personal bank loan.
It’s also advisable to see verbiage that the credit won’t be impacted. That’s because that loan prequalification is recognized as an inquiry that is soft that allows a loan provider to examine your credit history without harming your credit rating.
Though it’s not a guarantee you will be approved if you are successfully prequalified, you’ll receive an initial loan offer. 继续阅读Will Obtaining an individual Loan Affect The Credit?